Conventional with just 1% down payment
You put down 1%, your lender contributes 2%*, giving you 3% equity at closing.
This conventional, 30 year fixed program, offers great low rates and is available with no mortgage insurance
*2% lender contribution may only be applied to down payment
Jumbo Loans
5% down payment with no mortgage insurance
Low Document Loans
For self employed individuals
Bank statements or Profit and Loss Statements are used instead of tax returns
Learn about housing finance agencies
These agencies offer special mortgage loans to moderate and low income borrowers, buyers with an interest in rehabilitating a home in a specific area, and additional groups as specified by each finance agency. With the help of a housing finance agency, you may get an interest rate that is below market, down payment assistance and other benefits. These types of agencies can help you with a reduced rate of interest, help with your down payment, and offer other benefits. These non-profit programs were established to boost community in certain neighborhoods.
No-down and low-down mortgage loans: FHA mortgage loans An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans.
FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.
You put down 1%, your lender contributes 2%*, giving you 3% equity at closing.
This conventional, 30 year fixed program, offers great low rates and is available with no mortgage insurance
*2% lender contribution may only be applied to down payment
Jumbo Loans
5% down payment with no mortgage insurance
Low Document Loans
For self employed individuals
Bank statements or Profit and Loss Statements are used instead of tax returns
Learn about housing finance agencies
These agencies offer special mortgage loans to moderate and low income borrowers, buyers with an interest in rehabilitating a home in a specific area, and additional groups as specified by each finance agency. With the help of a housing finance agency, you may get an interest rate that is below market, down payment assistance and other benefits. These types of agencies can help you with a reduced rate of interest, help with your down payment, and offer other benefits. These non-profit programs were established to boost community in certain neighborhoods.
No-down and low-down mortgage loans: FHA mortgage loans An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans.
FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.