Loans by Bridges
  • HOME
  • TYPES OF LOANS
  • ARE YOU PRE APPROVED?
  • 12 STEPS TO YOUR LOAN
  • REFINANCING
    • SHOPPING AROUND?
  • ABOUT US
    • TESTIMONIALS

There are twelve steps involved in getting a home loan. You'll see that we've made your part in them as easy as possible, and we do all the work! That's what we're here for.
Picture
Step one: Loan Application
Loan Application completed and submitted to your Loan Agen
t.

Step two: Documentation
Loan Agent collects any necessary documentation for pre-approval.

Step three: Structure
Your Loan Agent meets with you and determines a loan structure based on your financial goals and needs.


Step four: Pre-Approval
Your Loan Agent issues your pre-approval and you begin looking at homes with a professional Realtor (R).

Step five: Closing Date
You find your home and your Realtor (R) presents an offer on your behalf. The offer is accepted and a closing date is set.

Step six: Appraisal
Your Loan Agent orders the appraisal, title and other necessary documen
t



​


Step seven: Submit
Your Loan Agent submits your completed file to the underwriter for final loan approval.

Step eight: Final Approval
Your Loan Agent issues your final approval - Any remaining conditions are collected and satisfied.

Step nine: Documents Ordered
Loan documents are ordered and sent to the title company where they are prepared and await your signature.

Step ten: Closing
Closing loan docs are sent back to your lender for final review and funding.

​
Step eleven: Funds
Your lender funds the loan and the title company records the new lien.


Step twelve: Congratulations!
Welcome to your new home!
Picture



Looking for mortgage advice?
We'll be glad to answer your questions about
your mortgage options!
Give us a call today at (925) 998-2964 or
E-mail: HomesandLoansCA@gmail.com 


Golden Pacific Home Loans
111 Deerwood Dr Suite 200 San Ramon, CA 94583
CA BRE# 01918049 NMLS# 967683
Looking for mortgage advice?
We'll be glad to answer your questions about
your mortgage options!
Give us a call today at (925) 998-2964 or
E-mail: HomesandLoansCA
@gmail.com


Golden Pacific Home Loans
111 Deerwood Dr Suite 200 San Ramon, CA 94583

CA BRE# 01918049 NMLS# 967683
  • HOME
  • TYPES OF LOANS
  • ARE YOU PRE APPROVED?
  • 12 STEPS TO YOUR LOAN
  • REFINANCING
    • SHOPPING AROUND?
  • ABOUT US
    • TESTIMONIALS