There are twelve steps involved in getting a home loan. You'll see that we've made your part in them as easy as possible, and we do all the work! That's what we're here for.
Step one: Loan Application
Loan Application completed and submitted to your Loan Agent. Step two: Documentation Loan Agent collects any necessary documentation for pre-approval. Step three: Structure Your Loan Agent meets with you and determines a loan structure based on your financial goals and needs. Step four: Pre-Approval Your Loan Agent issues your pre-approval and you begin looking at homes with a professional Realtor (R). Step five: Closing Date You find your home and your Realtor (R) presents an offer on your behalf. The offer is accepted and a closing date is set. Step six: Appraisal Your Loan Agent orders the appraisal, title and other necessary document |
Step seven: Submit
Your Loan Agent submits your completed file to the underwriter for final loan approval. Step eight: Final Approval Your Loan Agent issues your final approval - Any remaining conditions are collected and satisfied. Step nine: Documents Ordered Loan documents are ordered and sent to the title company where they are prepared and await your signature. Step ten: Closing Closing loan docs are sent back to your lender for final review and funding. Step eleven: Funds Your lender funds the loan and the title company records the new lien. Step twelve: Congratulations! Welcome to your new home! |
Looking for mortgage advice?
We'll be glad to answer your questions about
your mortgage options!
Give us a call today at (925) 998-2964 or
E-mail: [email protected]
Golden Pacific Home Loans
111 Deerwood Dr Suite 200 San Ramon, CA 94583
CA BRE# 01918049 NMLS# 967683
We'll be glad to answer your questions about
your mortgage options!
Give us a call today at (925) 998-2964 or
E-mail: [email protected]
Golden Pacific Home Loans
111 Deerwood Dr Suite 200 San Ramon, CA 94583
CA BRE# 01918049 NMLS# 967683